Are you looking for type 2 diabetes life insurance? With iLL, you can use a quick and easy comparison service that enables people (like you) with pre-existing medical conditions to find affordable life insurance cover from a reputable insurer. iLL works with an approved group of impaired insurance specialists, helping you to find the right type 2 diabetes life insurance policy at a reasonable price.
Type 2 diabetes is classed as a pre-existing medical condition. Once diagnosed, a person usually has the condition for the rest of their life. Type 2 diabetes occurs when a person's blood sugar levels become too high. Levels of insulin, the hormone that regulates the amount of sugar that is present in our blood, become too low. As we digest food, insulin from the pancreas moves glucose (which gives us energy) out of our bloodstream and into cells. People with type 2 diabetes are not able to break down glucose because of a lack of insulin in their body.
A person with type 2 diabetes typically won't be able to produce enough insulin naturally. It is the most common form of diabetes, with over 90% of sufferers having type 2 over type 1. People with type 2 diabetes need to make diet and lifestyle changes in order to regulate their insulin levels. This includes managing their weight and sugar intake, frequently exercising and taking medications to keep blood sugar levels balanced (such as statins).
Type 2 diabetes is a common pre-existing medical condition, and is commonly accepted by many insurers. Fill in our simple 30-second form to compare quotes for type 2 diabetes life insurance from our approved network of impaired insurance specialists.
If you have type 2 diabetes, you may be wondering which insurer and policy to choose that will give you cover at an affordable price. Every life insurance application varies from person to person, and will depend on your circumstances and overall health. If you manage your type 2 diabetes well by keeping your blood sugar levels stable, an insurer is likely to accept you for life insurance cover. All insurers will however manage their level of risk when assessing your application. With iLL you can easily find the right type 2 diabetes life insurance for your circumstances. Just enter your details into our form on this page to be instantly matched with FCA-regulated impaired insurance specialists that meet your requirements.
Many insurers consider type 2 diabetes to be a pre-existing medical condition. Generally speaking, if you have a pre-existing condition, you should expect to pay higher premiums than a person with no health conditions at all. Premium costs will however depend on your current health, whether you are overweight, the medications you take to control your type 2 diabetes, whether you smoke or drink heavily, and whether you have had any associated health complications as a result of your type 2 diabetes (such as heart disease or stroke).
Prices from insurers will vary, which is why iLL's matching service is the best way to find the right type 2 diabetes life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if you have had health complications linked to your type 2 diabetes such as a heart attack, stroke or heart disease, or if you have not made adequate diet and lifestyle changes to control your symptoms, you may be of higher risk to an insurer. A loading fee may therefore be applied to cover your level of risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated type 2 diabetes life insurers that suit your needs. You can compare prices and find the right insurer and policy for your condition.
Get your type 2 diabetes life insurance quote
iLL works with many of the UK's leading type 2 diabetes life insurance providers. With our panel of FCA- registered impaired life insurance specialists, you can receive quotes from more than one type 2 diabetes life insurance provider. Fill in one of our quick and easy online forms to receive quotes. This should help you to find:
Get your type 2 diabetes life insurance quote
If you're looking for critical illness cover, you may be concerned about higher premiums or fewer options if you suffer from type 2 diabetes. If you were diagnosed with type 2 diabetes over the age of 50, have the condition under control and keep a healthy and active lifestyle, an insurer may consider you for critical illness cover. Some exclusions may apply, including conditions relating to cardiovascular complications and eye health. However, if you have not suffered from weight gain, retinopathy or neuropathy, iLL's policy comparison service can help you find the right cover.
Fill in our simple form to get matched with a quote from an approved and vetted critical illness insurer today. It's quick, easy to do and saves you time, as we search the market for you.
If you have a pre-existing medical condition like type 2 diabetes, iLL can make the purchasing of life insurance as quick and simple as possible. Just fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners and receive quotes for type 2 diabetes life insurance cover. Our free matching service can help you find a policy that meets your needs.